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Challenge Question One

Choose One What was the model of your first car? What was the name of your first pet? What was your childhood nickname? What is the middle name of your youngest child? What school did you attend for sixth grade? What is your fathers middle name?

Challenge Question One Answer

 

Challenge Question Two

Choose One What was the last name of your third grade teacher? In what city or town was your first job? What is the name of your favorite childhood friend? What was the first concert you attended? What is your favorite vacation spot? What is your mothers maiden name?

Challenge Question Two Answer

 

Tell Us About Your Company

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US/Arizona US/Central US/East-Indiana US/Eastern US/Hawaii US/Indiana-Starke US/Michigan US/Mountain US/Pacific UTC

 

Account Settings

Account Purpose

Buying Leads Selling Leads Buying & Selling Leads

 

The security PIN is a second level of validation provided within Identity Exchange (the first being your username/password). The PIN is required when performing sensitive actions within the system. Please note that the PIN is linked to the company account and not the user's account.

Pin (4 digits)

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Accept Terms and Conditions

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Identity Exchange User Agreement Revision: [May 9th, 2011] Before you may become a User of Identity Exchange, you must read and accept all of the terms in, and linked to, this User Agreement and the Privacy Policy. We, Identity Exchange (sometimes referred to hereinafter as "we" or "our"), strongly recommend that, as you read this User Agreement, you also access and read the linked information. By accepting this User Agreement, you agree that the User Agreement and Privacy Policy will apply whenever you use Identity Exchange sites or services, or when you use the tools we make available to interact with Identity Exchange sites and services. If you use another Identity Exchange site, you agree to accept the User Agreement and Privacy Policy applicable to that site. Some Identity Exchange sites, services and tools may have additional or other terms that we provide to you when you use those sites, services or tools. General Notwithstanding anything herein to the contrary, Identity Exchange may refuse service or terminate service with any Buyer, Seller or User, for any reason, or no reason. In the event that Identity Exchange refuses service or terminates service with any Buyer, Seller, or User, said party hereby and forever releases, waives and holds harmless Identity Exchange from said action. This Agreement may be modified by Identity Exchange, at any time, without notice or the prior consent of User. User, by its continued use of the Identity Exchange Services, Tools, or Sites, hereby consents to any and all modifications or amendments to this Agreement. Definitions: Asset(s): The term "Asset(s)" shall mean any product, lead, or item sold, bargained for, or otherwise transferred from Seller to Buyer via Identity Exchange. Bid: The term "Bid" shall mean a legally binding obligation for the Buyer to purchase the Asset for the sum posted. Buyer: The term "Buyer" shall mean any User who purchases an Asset. Daily Spending Limits: The term "Daily Spending Limits" shall mean the maximum amount of money that Buyer desires to spend on Assets during a period of twenty-four hours. Listing(s): The term "Listing(s)" shall mean a Seller's offer to sell an Asset via Identity Exchange. PIN: The term "PIN" shall mean personal identification number. Seller: The term "Seller" shall mean any user who lists an Asset for sale. Services: The term "Services" shall mean any service provided by Identity Exchange. Sites: The term "Site(s)" shall mean domain or subdomain owned and operated by Identity Exchange, Inc. Tools: The term "Tools" shall mean any mechanism provided by Identity Exchange to facilitate the transaction between Buyer and Seller. User: The term "User" shall mean any party utilizing the Identity Exchange Sites or Services, including but not limited to the Buyer and Seller. Sometimes referred to hereinafter as "you" or "your." User Agreement: The term "User Agreement" or "Agreement" shall mean this document. Seller Profile: The term "Seller Profile" shall mean the seller's profile information that is visible to members of Identity Exchange. User Profile: The term "User Profile" shall mean the User's profile that is visible to the members of Identity Exchange. Rules of use Using Identity Exchange While using Identity Exchange Sites, Services and Tools, User will not: post content or items in an inappropriate category or areas on our Sites and Services; violate any laws, third party rights, our policies, or this User Agreement, as may be amended. use our Sites, Services or Tools if User is not able to form legally binding contracts, are under the age of 18, or are temporarily or indefinitely suspended from using our Sites, Services or Tools; manipulate the price of any item or interfere with other Users' listings; circumvent or manipulate our fee structure, the billing process, or fees owed to Identity Exchange; knowingly post false, inaccurate, misleading, defamatory, or libelous content (including personal information); take any action that may undermine the feedback or ratings systems (such as displaying, importing or exporting feedback information off of the Sites or using it for purposes unrelated to Identity Exchange); Buyer's obligations Buyer agrees to perform its own and exhaustive due diligence regarding Seller Assets and/or reputation. Identity Exchange does not guarantee the items sold by its Sellers. Furthermore, Identity Exchange does not certify its Sellers. Accordingly, Buyers and/or the Users hereby assume the obligation to satisfy itself, without any reliance upon the representations or warranties of Identity Exchange, as to the Sellers and the Sellers Assets. User is hereby directed that it cannot rely upon any representation or warranty of Identity Exchange with regard to the Sellers, the Assets, or the advisability of the transaction. In the event that User utilizes the services of Identity Exchange, said use shall be construed to be definitive evidence that the User has completed any and all due diligence it believes, in its sole and absolute discretion, is required and is satisfied as to the advisability of the transaction. Buyer must immediately and in advance tender funds necessary or required by Identity Exchange to pay, in full, for its Bids. Buyer must setup and maintain Asset delivery methods with Identity Exchange. Failure of Buyer to do so may cause delay or failure in the delivery of the Asset. Buyer must review account activity in a timely fashion. Buyer is responsible to ensure that Buyer's Bids are acceptable in price and quantity. Identity Exchange is not responsible to monitor Buyer's Bids. Buyer must set up, maintain, and monitor Daily Spending Limits. Buyer is responsible for any amount in excess, if any, in the Daily Spending Limit. Identity Exchange reserves the right to temporarily, indefinitely or permanently suspend the Identity Exchange User account immediately, for any reason, as detailed herein, but such action is likely if Identity Exchange suspects abuse, excessive claims, tampering, or interference with the proper working of the program. Seller's obligations To promote a safe, fair, and enjoyable trading experience, Identity Exchange has established a set of rules and policies for Sellers posting for sale their Assets. These restrictions involve how Assets are described, and practices that would provide an unfair advantage or result in a negative Buyer experience. Learning about Identity Exchange's policies before Seller lists and Asset for sale will help the Seller avoid the unintentionally breaking of rules. Violations of these policies may result in a range of actions, including: Listing cancellation Limits on account privileges Account suspension When policy violations occur, Identity Exchange may send an email to the Seller, as well as Buyer, to advise them that a listing has been canceled. The following are some rules for Listing the Seller's Assets: Listings must not misrepresent Assets. Sellers need to make sure that their Listings accurately represent the Assets being sold. When Sellers use unfair methods to divert Buyers to their Listing, it's called search and browse manipulation, and is not tolerated. Seller hereby warrant that the Listings accurately identify and describe the Assets and Seller hereby warrants the Asset is as described. Furthermore, Seller acknowledges that Buyer is relying upon the information provided by Seller to purchase the Asset. Seller hereby agrees to and does indemnify and hold harmless Identity Exchange from an against any and all liability, including attorneys fees and costs, whether or not litigation is commenced, resulting from Seller's Listing. Listings cannot use techniques to avoid or circumvent Identity Exchange fees. Except as noted in the specific policy as exceptions, Sellers cannot: Offer a catalog from which Buyers may directly order. Include separate payment surcharges that Buyers pay to use ordinary forms of payment. Misuse the reserve price option, if any. Offer the opportunity through Identity Exchange to purchase the item or other merchandise outside of Identity Exchange. Use their User Profile to promote outside-of-Identity Exchange sales or prohibited actions. Listings must promote a fair and level playing field, and provide an enjoyable and safe experience for Buyers. Except as noted in the specific policy as exceptions, Sellers cannot: Solicit funds specifically permitted by Identity Exchange as accepted payment methods. Include links that do not conform to Identity Exchange's links policy, which limits specific types of links to those limited to links to further descriptions or email addresses. Use of prohibited HTML tags and any JavaScript in listings, or the Profile Page. Promote giveaways, random drawings, raffles, prizes, or bonuses. Use profanity in a Listing. Indemnification You shall indemnify, defend and hold harmless Identity Exchange, its officers, directors, subsidiaries, principals, agents, volunteers, contractors, and employees from any and all liability, loss, expense (including reasonable attorneys' fees and other defense costs), or claims imposed for damages of any nature whatsoever, including, but not limited to, bodily injury, death, personal injury, or property damage occurring by reason of any acts or omissions on the part of the User's own officers, agents, contractors, or employees under or in connection with any obligation delegated to the User under this Agreement. This indemnity shall survive termination of this Agreement for the maximum period under the law, but in no case shall it survive for less than one year. 1. Disclaimer of Warranties. THE USER EXPRESSLY UNDERSTANDS AND AGREES THAT THEIR USE OF THE SERVICES ARE AT THEIR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. IDENTITY EXCHANGE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. a. WITHOUT LIMITING THE FOREGOING, IDENTITY EXCHANGE MAKES NO WARRANTY THAT (i) THE SERVICES WILL MEET THE BUYER, SELLER, OR USER'S REQUIREMENTS, (ii) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY THE USER THROUGH THE SERVICE WILL MEET THEIR EXPECTATIONS, OR (v) ANY ERRORS IN THE SERVICES WILL BE CORRECTED. b. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT THE BUYERS, SELLERS AND USER'S OWN DISCRETION AND RISK AND THE BUYER, SELLER AND USER WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO THEIR COMPUTER SYSTEMS OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. c. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY THE BUYER OR SELLER OR USER FROM OR THROUGH IDENTITY EXCHANGE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS. d. LIMITATION OF LIABILITY. THE BUYER, SELLER AND USER EXPRESSLY UNDERSTAND AND AGREE THAT IDENTITY EXHANGE ITS OFFICERS, DIRECTORS, SUBSIDIARIES, PRINCIPALS, AGENTS, VOLUNTEERS, CONTRACTORS, AND EMPLOYEES, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGE, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, PERSONAL PROPERTY, INCLUDING BUT NOT LIMITED TO HARDWARE, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF IDENTITY EXCHANGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICES; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICES; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF THE USER'S TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES; OR (v) ANY OTHER MATTER RELATING TO THE SERVICES. WITHOUT LIMITING THE FOREGOING, IN THE EVENT THAT A COURT OF COMPETENT JURISDICTION DETERMINES THAT IDENTITY EXCHANGE IS LIABLE TO THE BUYER, SELLER, OR USER FOR ANY CAUSE OF ACTION, THE BUYER, SELLER, OR USER HEREBY AGREES THAT THE DAMAGES OBTAINED SHALL BE LIMITED TO THE LESSER OF THE ACTUAL BENEFIT RECEIVED BY IDENTITY EXCHANGE FROM THE BUYER, SELLER OR USER OR $100. Dispute resolution If a dispute arises between the User and Identity Exchange the User agrees that it will resolve any claim or controversy at law or equity that arises out of this Agreement or our Services (a "Claim") in accordance with one of the subsections below or as Identity Exchange may otherwise agree in writing. Before resorting to these alternatives, User shall contact Identity Exchange, in writing, to detail the Claim, after-which, Identity Exchange shall have fifteen (15) business days to respond to User, prior to User seeking resolution of the Claim through such means as mediation, arbitration, or litigation. Identity Exchange will consider reasonable requests to resolve the dispute through alternative dispute resolution procedures, such as mediation or arbitration, as alternatives to litigation. Law and Forum for Disputes - This Agreement shall be governed in all respects by the laws of the State of Utah as they apply to agreements entered into and to be performed entirely within Utah between Utah businesses, without regard to conflict of law provisions. User agrees that any Claim or dispute User may have against Identity Exchange must be resolved exclusively by a state or federal court located in Utah County, Utah, except as otherwise agreed by the parties. User agrees and hereby does submit to the personal jurisdiction of the courts located within Utah County, Utah for the purpose of litigating all such Claims or disputes. Improperly Filed Claims - All Claims User brings against Identity Exchange must be resolved in accordance with this Dispute Resolution section. All Claims filed or brought contrary to the Dispute Resolution section shall be considered improperly filed. Should User file a claim contrary to the Dispute Resolution section, Identity Exchange may recover attorneys' fees and costs for User's improper filing. In consideration for the use of the Site and the Services, if a dispute arises between Buyer, Seller or other User, resulting from the use of the Site or Services, the parties agree to release, forever discharge, and hold harmless Identity Exchange from and against any and all liability, including attorney fees and costs, that arise from use of the Site or Services. Handling of Funds Users, both Buyer and Seller, hereby acknowledge that Identity Exchange does not handle any of the funds ('Funds') used to consummate the transactions facilitated by Identity Exchange and that there will likely be a waiting period of at least six business days prior to any Funds deposited for use in an Identity Exchange transaction being available for use to complete the transaction. Users, both Buyer and Seller, hereby acknowledge that Landmark Clearing, Inc., is handling the Funds and that there is inherent risk in a third party's handling of Funds due to Identity Exhange's lack of control. Identity Exchange, therefore cannot be liable for the handling or use of the Funds and User, both Buyer and Seller, hereby agrees to and does release Identity Exchange from and against the mishandling or misuse of Funds and agrees to look solely and exclusively to Landmark Clearing, Inc., for causes of actions related to the handling or use of Funds.

 

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